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Does trade credit say anything about banks?

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dc.description.abstract Bank penetration in Mexico is one of the lowest in Latin America. Further, quarterly surveys carried‐out by the Central Bank shows that trade credit is used by a percentage of firms that is twice those that use credit from banks. Notwithstanding such result, there is no empirical work that may help understand what type of firms demand and use trade credit. Using data provided by a recent national survey, we find that the most likely firms to use trade credit are big, formal and have access to banking credit. Thus, the use of trade credit may not constitute a good indicator of the state of credit rationing. en
dc.title Does trade credit say anything about banks? en
dc.contributor.author Cotler, Pablo
dc.date.accessioned 2014-10-22T20:09:35Z
dc.date.available 2014-10-22T20:09:35Z
dc.date.issued 2014-10-22
dc.identifier.uri http://hdl.handle.net/123456789/12528
dc.language.iso en
dc.subject Trade‐credit
dc.subject Banks
dc.subject Mexico
dc.type Article
lacea.language.supported en


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