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The Impact of Access to Credit on the Saving Behavior of Microentrepreneurs: Evidence from 3 Latin American Countries

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dc.contributor.author Rogg, Christian S. en
dc.description.abstract This paper aims to shed light on changes in the saving behavior of microentrepreneurs in response to improved access to credit. This paper argues that it is necessary to extend the analysis to the shifting of assets between different forms of savings. The econometric analysis in this paper, which is based on data from IDB evaluations of its Micro and Small Enterprise Global Programs in Ecuador, El Salvador and Paraguay, concludes that increased access to credit induces borrowers to shift their savings from livestock, jewelry and other assets with low or negative returns into deposit accounts with positive returns. This shift takes place as microentrepreneurs develop an understanding of, and confidence in, the various operations and services of the financial sector. As a result of this shift, borrowers tend to achieve a better return on their savings. en
dc.subject Economics en
dc.subject Microbusinesses & Microfinance en
dc.subject Business Development en
dc.subject Financial Services en
dc.title The Impact of Access to Credit on the Saving Behavior of Microentrepreneurs: Evidence from 3 Latin American Countries en
dc.coverage.placename Ecuador en
dc.coverage.placename El Salvador en
dc.coverage.placename Paraguay en
dc.contributor.institution University of Oxford en
dc.contributor.other LUCIANOO
dc.date.accessioned 2011-08-13T20:56:33Z
dc.date.available 2011-08-13T20:56:33Z
dc.date.issued 2000-04
dc.identifier.uri http://www.iadb.org/en/publications/publication-detail,7101.html?id=20831
dc.format.medium ACROBAT
dc.language.iso en
dc.subject Microenterprise
dc.subject Publications
dc.type Working Papers
lacea.language.supported en
dc.date.modified 2016-08-31T16:26:41Z


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