mirage

Risk and Finance in the Coffee Sector

LACER-LACEA/Manakin Repository

Show simple item record

dc.contributor.author World Bank
dc.date.accessioned 2015-04-06T20:56:53Z
dc.date.accessioned 2017-12-16T00:04:52Z
dc.date.available 2015-04-06T20:56:53Z
dc.date.available 2017-12-16T00:04:52Z
dc.date.issued 2015-02
dc.identifier.uri http://hdl.handle.net/10986/21689
dc.description.abstract Millions of coffee farmers and coffee trading enterprises lack sufficient credit. This is partly due to myriad challenges and considerable costs that formal lending institutions face serving rural, often isolated markets. A better understanding of coffee sector risks is needed to respond with strategies, training, and tools that can help farmers and enterprises, mitigate their exposure to risk, and strengthen their resilience against inevitable shocks. This report explores the role that producer associations, governments, non-profit organizations, the private sector, and other intermediaries can play in making risk management and financing tools more accessible and more workable for smallholder coffee growers. It examines the global coffee sector and outlines: (1) major risks and constraints facing the sector; (2) potential opportunities for improving the management of certain risks; and (3) programs launched in various regions aimed at improving access to finance. Through the use of detailed case studies taken from a number of coffee-producing countries, this report seeks to demonstrate: how risks can arise that adversely impact on the coffee sector and those working within the sector; how risks can be better managed so that the sector is able to improve its resilience; how financing constraints can be overcome through a variety of innovative approaches; and how there are potential opportunities to both improve risk and access to finance in a coordinated manner. This report highlights the need for collaboration among all stakeholders within the coffee sector, both nationally and globally. The final two cases demonstrate a virtuous circle of improved risk management that generates improved access to finance, which itself facilitates further improvements in risk management. To this end, this report considers the global coffee supply chain and the actors operating within it, and demonstrates, through the use of selected case studies, how collaborative efforts by actors and stakeholders can improve risk management and access to finance. It shows how risks can be mitigated and or transferred between supply chain actors, and how coping can be facilitated through cooperative arrangements for when risks arise. en
dc.language English
dc.language.iso en_US
dc.publisher World Bank, Washington, DC
dc.relation.ispartofseries Agriculture global practice discussion paper,no. 2;
dc.rights CC BY 3.0 IGO
dc.rights.uri http://creativecommons.org/licenses/by/3.0/igo/
dc.subject BORROWER
dc.subject ACCESS TO FINANCE
dc.subject REVENUES
dc.subject CREDIT RISKS
dc.subject PRICE DISCOVERY
dc.subject WORKING CAPITAL
dc.subject AVAILABILITY OF FINANCE
dc.subject BARTER
dc.subject LOAN PRODUCT
dc.subject COOPERATION
dc.subject GOVERNMENT FUNDING
dc.subject RED TAPE
dc.subject LACK OF ACCESS
dc.subject MARKET DEVELOPMENTS
dc.subject CREDIT GUARANTEES
dc.subject CREDIT HISTORY
dc.subject INTERNATIONAL FINANCE
dc.subject WAREHOUSE
dc.subject PRIVATE SECTOR LOANS
dc.subject INVESTMENTS
dc.subject BANK ACCOUNTS
dc.subject CROP FAILURES
dc.subject FINANCING
dc.subject COLLABORATIVE RELATIONSHIPS
dc.subject INPUT PRICE
dc.subject DEBT
dc.subject PRIVATE CREDIT
dc.subject BANK CREDIT
dc.subject AGRICULTURAL COMMODITY EXCHANGE
dc.subject SMART CARDS
dc.subject RURAL CREDIT POLICY
dc.subject ECONOMIC OPPORTUNITY
dc.subject WAREHOUSE RECEIPTS
dc.subject INTERNATIONAL BANKS
dc.subject HOUSEHOLD INCOME
dc.subject CREDIT LINE
dc.subject ECONOMIC COOPERATION
dc.subject CREDIT FACILITIES
dc.subject PEOPLE
dc.subject EXISTING DEBTS
dc.subject TRADE CREDIT
dc.subject GUARANTEE
dc.subject WAREHOUSE RECEIPT SYSTEMS
dc.subject COMMODITY EXCHANGE
dc.subject CREDIT SCHEME
dc.subject ACCESS TO CAPITAL
dc.subject RISK OF DEFAULT
dc.subject INTERESTS
dc.subject ENTERPRISES
dc.subject GUARANTEES
dc.subject GUARANTEE SCHEME
dc.subject OVERDRAFT
dc.subject BORROWERS
dc.subject TECHNICAL ASSISTANCE
dc.subject FORMAL BANKING
dc.subject SMALL LOANS
dc.subject INCOME-GENERATING ACTIVITIES
dc.subject POLICY ENVIRONMENT
dc.subject TRANSACTIONS COSTS
dc.subject CAPACITY BUILDING
dc.subject EXPLOITATION
dc.subject AGRICULTURAL TRADE
dc.subject ADVISORY SERVICES
dc.subject DEPOSIT
dc.subject SUPPLY CHAINS
dc.subject CREDITWORTHINESS
dc.subject LOAN APPLICATIONS
dc.subject INITIAL LOAN
dc.subject OUTREACH
dc.subject BANK LENDING
dc.subject LENDING REQUIREMENTS
dc.subject CREDIT PRODUCTS
dc.subject EXPORT CROP
dc.subject RURAL BORROWERS
dc.subject FINANCIAL CAPACITY
dc.subject COOPERATIVE
dc.subject MULTINATIONAL
dc.subject MONEYLENDERS
dc.subject ALTERNATIVE CREDIT
dc.subject CREDIT LINES
dc.subject SUPPLY CHAIN MANAGEMENT
dc.subject TRANSACTION COST
dc.subject SECURITY
dc.subject RECEIPTS
dc.subject LENDER
dc.subject LAND OWNERSHIP
dc.subject BANKS
dc.subject SMALLHOLDER FARMERS
dc.subject MULTINATIONALS
dc.subject AGRICULTURAL PRODUCT
dc.subject BANKING SERVICES
dc.subject MFIS
dc.subject UNION
dc.subject FEDERAL RESERVE BANK
dc.subject BUSINESS PLANS
dc.subject EXCHANGE RATES
dc.subject CREDIT COOPERATIVES
dc.subject ACCESSIBILITY
dc.subject PARTNER BANK
dc.subject NUTRITION
dc.subject BORROWING
dc.subject INFORMAL LENDERS
dc.subject PHYSICAL ASSETS
dc.subject INTEREST RATES
dc.subject WAREHOUSES
dc.subject BANKING RELATIONSHIPS
dc.subject FORMS OF COLLATERAL
dc.subject FEES
dc.subject LENDING DECISIONS
dc.subject LENDERS
dc.subject CREDIT OPTIONS
dc.subject BUSINESS ADVISORY
dc.subject PUBLIC BANKS
dc.subject BUSINESS DEVELOPMENT
dc.subject EQUITY
dc.subject VILLAGE
dc.subject BANK ACCOUNT
dc.subject COOP
dc.subject SMALL FARMERS
dc.subject RURAL BANK BRANCH
dc.subject CUSTOMER SERVICES
dc.subject RECEIPT
dc.subject FORMAL CREDIT
dc.subject ELIGIBLE BORROWERS
dc.subject ACCESS TO MARKET
dc.subject CASH MANAGEMENT
dc.subject ALTERNATIVE INVESTMENTS
dc.subject WAREHOUSE RECEIPT
dc.subject COOPERATIVE BANK
dc.subject REPAYMENTS
dc.subject CREDIT MANAGEMENT
dc.subject BANK LOAN
dc.subject RURAL BANK
dc.subject SAVINGS
dc.subject WAREHOUSE OPERATOR
dc.subject BUSINESS LOANS
dc.subject DEBTS
dc.subject RISK MITIGATION
dc.subject ECONOMIC ACTIVITIES
dc.subject FINANCIAL LITERACY
dc.subject HOUSEHOLD
dc.subject SECURITIES
dc.subject FORM OF COLLATERAL
dc.subject GOVERNMENT POLICIES
dc.subject COMMERCIAL BANK
dc.subject ECONOMIES OF SCALE
dc.subject PRODUCTION CREDIT
dc.subject CREDIT MARKET
dc.subject RECEIPT SYSTEMS
dc.subject INSURANCE PREMIUM
dc.subject SHOP OWNERS
dc.subject COLLATERAL
dc.subject COMMERCIAL FARMERS
dc.subject ACCESS TO CREDIT
dc.subject FINANCE
dc.subject LOAN AMOUNT
dc.subject LOANS
dc.subject LACK OF KNOWLEDGE
dc.subject URBAN AREAS
dc.subject COOPERATIVES
dc.subject BASIC NEEDS
dc.subject SMALLHOLDER
dc.subject CREDIT POLICIES
dc.subject LOAN SIZE
dc.subject LOAN PRODUCTS
dc.subject WAREHOUSE OPERATORS
dc.subject AGRICULTURAL PRODUCTS
dc.subject EXCHANGE RATE
dc.subject FAMILIES
dc.subject COMMODITY EXCHANGES
dc.subject BUSINESS MANAGEMENT
dc.subject PURCHASING POWER
dc.subject BANK LOANS
dc.subject MICRO-CREDIT
dc.subject INTEREST
dc.subject RISK MANAGEMENT
dc.subject REPAYMENT
dc.subject BANKING INDUSTRY
dc.subject CREDIT RISK
dc.subject DEVELOPMENT BANK
dc.subject REVENUE
dc.subject TRANSACTION COSTS
dc.subject PRICE STABILITY
dc.subject SOURCES OF CREDIT
dc.subject FORMAL LENDING
dc.subject PAYMENTS
dc.subject TERM CREDIT
dc.subject BUSINESS PLANNING
dc.subject RURAL CREDIT POLICIES
dc.subject WOMEN
dc.subject EARNINGS
dc.subject CREDITS
dc.subject EXPENDITURE
dc.subject SUPPLY CHAIN
dc.subject ENTERPRISE GROWTH
dc.subject PAYMENT
dc.subject PUBLIC FUNDS
dc.subject ASYMMETRIC INFORMATION
dc.subject RURAL CLIENTS
dc.subject COLLATERAL REQUIREMENTS
dc.subject CREDIT UNIONS
dc.subject GRANT
dc.subject CREDIT GUARANTEE
dc.subject COMMERCIAL BANKS
dc.subject LOAN
dc.subject UNIONS
dc.subject LOAN APPLICATION
dc.subject LENDING POLICIES
dc.subject VILLAGES
dc.subject CORRUPTION
dc.subject BUSINESS DEVELOPMENT SERVICE
dc.subject SMALLHOLDER FARMER
dc.subject FARMERS
dc.subject RURAL CREDIT
dc.subject SMALL FARM
dc.subject FEE
dc.subject SMALL BORROWERS
dc.subject CAPITAL
dc.subject DONOR FUNDING
dc.subject ECONOMIC RESOURCES
dc.subject DIRECT LOAN
dc.subject FEDERAL RESERVE
dc.subject AGRICULTURAL SECTORS
dc.subject FINANCIAL INSTITUTIONS
dc.subject AGRICULTURAL SECTOR
dc.subject MONEY TRANSFERS
dc.subject AGRICULTURAL FINANCE
dc.subject CREDIT PROVIDERS
dc.subject SMALLHOLDERS
dc.subject ENTERPRISE
dc.subject BUSINESS PLAN
dc.subject INTEREST RATE
dc.subject TECHNICAL SUPPORT
dc.subject FARMER
dc.subject ECONOMIC ACTIVITY
dc.subject INVESTMENT
dc.subject BANK BRANCH
dc.subject HOUSEHOLDS
dc.subject OPERATIONAL COSTS
dc.subject LACK OF COLLATERAL
dc.subject ECONOMIC AGENTS
dc.subject CREDIT POLICY
dc.subject BANK
dc.subject ACCESS TO MARKETS
dc.subject NECESSARY COLLATERAL
dc.subject LOAN RECOVERY
dc.subject CREDIT
dc.subject REAL ESTATE
dc.subject RETAIL BANKS
dc.subject BANKING RELATIONSHIP
dc.title Risk and Finance in the Coffee Sector en
dc.rights.holder World Bank
dc.title.subtitle A Compendium of Case Studies Related to Improving Risk Management and Access to Finance in the Coffee Sector


Files in this item

Files Size Format View

There are no files associated with this item.

This item appears in the following Collection(s)

Show simple item record

CC BY 3.0 IGO Except where otherwise noted, this item's license is described as CC BY 3.0 IGO

Search LACER-LACEA


Browse

My Account